Types of Aid

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The four primary types of financial aid that students use to pay for educational expenses are grants, scholarships, Federal Work-Study, and student loans. There are also waivers and other forms of aid. Federal, state, and most institutional student aid is awarded based on financial need, as determined by the information on your Free Application for Federal Student Aid (FAFSA).

Federal and State Grants are provided to students by the Federal or State government, corporation, foundation, trust or other organization and DO NOT need to be paid back.

  • Pell Grant
  • Iraq and Afghanistan Service Grant
  • Federal Supplemental Educational Opportunity Grant (FSEOG)
  • Vermont State Grants

Learn More About Federal and State Grants

Student Loans are loans given to students and/or parents to help pay the balance of attendance costs after other educational resources are exhausted.

  • Federal Direct Loans
  • Federal Plus Loans
  • Private Education Loans

Learn More About Student Loans

Scholarships and Grants are awarded to students based on merit, need, career or other factors.

  • Early Childhood Tuition Assistance Grant
  • NH Charitable Foundation
  • Online Scholarships Search Engines
  • Miscellaneous Scholarships

Learn More About Scholarships and Grants

The Federal Work Study (FWS) Program provides funds that are earned through part-time employment to assist students in financing the costs of postsecondary education.

Learn More About Work Study Programs

Waiver and discount programs can defray all or part of the cost of tuition for specific groups or individuals.

  • National Guard Waiver Program
  • Senior Tuition Waiver Program
  • Tuition Waiver for Foster Children Program

Learn More About Tuition Waivers and Discounts


Calculating your Financial Need

Financial need is calculated by subtracting your Expected Family Contribution (EFC) and any educational resources from the cost of attendance.

  • Cost of Attendance

An estimate of all the educational expenses that you’ll incur while you attend the UNH College of Professional Studies. Learn more.

  • Student Aid Index

The Student Aid Index (SAI) is a measure of your family’s financial strength and resources available to assist with the cost of your education which is calculated from the FAFSA.

  • Educational Resources

Any anticipated Educational Resources, paid directly to you or to the UNH College of Professional Studies on your behalf, is your legal responsibility to report, as they may affect your financial aid eligibility.

  • Financial Need

Your eligibility for federal and state grants, work study programs, subsidized loans, and other financial assistance.

Federal, state, and institutional student financial aid is a privilege which created both rights and responsibilities. Review and understand your rights and responsibilities associated with being a financial aid applicant, recipient, and a student loan borrower.